* Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. This rate may be different from our lowest advertised rates. The Comparison Rate^ is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, effective 24/4/2024 and subject to change. The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.^ A comparison rate is a rate that helps you work out the true cost of a loan. It reduces a single percentage figure that includes the interest rate plus most fees and charges relating to the loan. The comparison rate allows you to compare different lenders to find out how much it will cost you.